13 must have iPhone applications for the frugal or money saving geek

iphone appsI never understood the allure of the iPhone until I bought my own a few days ago. My frugal readers would argue that my purchasing the iPhone was not frugal one bit, however, I would have to argue. I was forced to purchase a phone as my previous phone had fallen off the window sill above the kitchen sink and dropped right into the dishwater. I didn’t want to buy another crappy phone, because if I bought the right phone I knew it would last much longer and I would use it much more. Instead of buying two or three crappy phones over the next couple of years, I’ve got one that will last and that’s quality. We are disconnecting the home phone finally, to make up for the difference in cost in the data plans associated with the phones. Who needs a land line anymore? When the kids come of age to stay at home by themselves, we can add another line for $10 a month, for now the $30 for the home phone just doesn’t make sense.

Having said that, the major reason I was confident that my iPhone was a frugal buy was because of the money saving opportunities I could reap with the various applications you can buy (typically for $.99, some are free – the most expensive about $3) for the iPhone. Below are a list of numerous iPhone applications that can save you tons of money and more than make up for the cost of the iPhone.

Grocery Gadget:

“With Grocery Gadget and Grocery Gadget Lite, say goodbye to paper shopping lists! The Grocery Gadget shopping list applications for iPhone and iPod Touch are perfect for the household member who regularly shops at supermarkets, pharmacies, convenience stores, office supply vendors, or any other provider of consumable goods.

Save time and money by preparing and managing reusable lists that are always at your our fingertips. Easily arrange list items in the same order you keep them at home, so you can quickly zip through your pantry, refrigerator, bathroom, laundry room, etc. and easily mark items for purchase.

Describe a list item in precise detail, by taking a photo that’s worth a thousand words. With the Grocery Gadget, you’ll create quick photo-enabled shopping lists that get you through the supermarket in record time; even if someone else has created the list.”


Fring is a multi-award winning mobile application that lets you communicate and share web-based experiences directly from your iPhone/ iPod touch.

fring operates as your mobile social hub. Talk, chat & tweet on fring and other favorite social services including Skype®, MSN® Messenger, GoogleTalk™, Twitter, Yahoo! ™, AIM®, ICQ, all through one central profile, using your iPhone and iPod touch’s internet capability.

Enjoy voice calls (VoIP) via WiFi, stay connected with your online world with instant messaging from anywhere using fring multiple connection options (3G, WiFi, GPRS, Edge) directly from one integrated friends list.

See your friends’ real-time status and share your own; make yourself available at all times using push notification.


•fring voice calls over WiFi
•Instant Messaging
•Integrated dynamic friends list ?with real-time contact availability
•SIP integration
•Multiple Connection types
•Push notification support for fring, Skype®, MSN Messenger®, Google Talk™, ICQ, SIP, Twitter, Yahoo!™ , AIM® communities

Fring info found here.

Save Benjis:

Not sure about what store has the best price? Save Benjis does instant price comparisons for you, cluing you in on where to go to pay the least for books, DVDs, electronics, toys, tools—just about anything. It retrieves coupons too, when they’re available. (99¢)

Cheap Gas:

Find the cheapest gasoline nearest to where you are! Then, map a route to where the cheap gas is.

Station pricing is provided by GasBuddy.com (http://www.gasbuddy.com).
This application is operational only within the United States and Canada. iPod Touch supports ONLY postal code searches.

– Price Timestamps
– All Grade Prices Displayed
– Sort by Distance or by Price (default)
– Locate stations by device location (default) or by postal code (in Settings)
– Interactively search by Postal Code
– Distance to station displayed
– Ability to refresh stations without restart
– Ability to update grade pricing through GasBuddy.com.
– Ability to record new stations through GasBuddy.com.
– Augmented Reality (AR) View – “Cyborg”

Info found here.

Kids Eat Free:

Designed to be the fastest and easiest way to look up the days restaurants near you have cheap or free kids’ meals.

Information on what deals are available is completely user-managed, so if your area does not list anything, please enter it. It takes less than a minute to add a new entry.

Info found here.

Coupon Sherpa:

Coupon Sherpa Mobile Coupons
“Coupon Sherpa’s premise is quite simple: It displays a list of retail businesses, and tapping through you can see available coupons for each store. From there, you can tap the coupon, and it loads in the Safari browser. You’d present your iPhone to the cashier, who can scan the coupon off the iPhone screen with an optical scanner, or simply punch in the barcode.”

Info found here.

Happy Hour App:

You guessed it, find out where the best happy hour specials are with just a couple touches on your iPhone. If you’re going to pay bar prices, you better be doing so when the specials are a flowing.

More here.

Frugal Golf GPS:

“Why pay for all the bells and whistles when you don’t use them? Frugal Golf GPS by MapMuse is an inexpensive and simple to use tool that uses the iPhone’s built-in GPS to give golfers real-time yardage from their ball to any pin marked on the golf course.

This app is for DIY (do it yourself) individuals. Simply use the app to create a course by marking and saving pin positions either prior to play or while on the golf course. You can mark center of greens, front and back of greens, and hazards. Once you have marked a course there is no need to do it again but you can edit your pin positions whenever you want.

If you are familiar with the course it should take less than 10 minutes to set up a course. Otherwise you can go to the course’s website and view the course layout to identify green locations. As examples we have marked the center of greens for two famous courses: Pebble Beach Golf Links and Augusta National Golf Club, home of the Masters.

While playing simply select a pre-marked pin to get an accurate distance from your current location to that pin. You can also manually refine your current position by selecting manual mode. Simply move your ball to get the yardage to the currently selected pin position.

This is a fun and easy to use app for the frugal golfer. It does what it says it does, and at the right price!”

Found here.

Yard Sale Mapper:

“This app rounds up listings for nearby yard sales, tag sales, and garage sales from Craiglist.org and plots them on a Google map that’s perfect for multi-stop secondhand shopping adventures. Now if only there was an app that would haggle with stubborn sellers for you. (free)”

Drink Specials:

Similar to the Happy Hour App but many more cities available. Not to mention, these guys have much more than just happy hour specials. Check ’em out! Learn more here.

Money Saver:

“Money Saver is a fully-featured flash card app that contains over 150 easy and effective ways to really save money!

Included in this app are:

+ Main Deck (over 150 flash cards!)
+ Faves Deck
+ Ignore Feature
+ Shuffle Ability
+ Search Feature
+ Index
+ Beautiful, Easy-to-Use Interface

Individual cards can be added to or removed from a built-in “Faves Deck” at any time. Use the “Faves Deck” to set aside your favorite tips. Cards can also be “ignored.” If you don’t want to view a specific card, just add it to the “Ignore List.” Both the “Main Deck” and the “Faves Deck” can be shuffled at any point. There’s also a search feature and a complete index! With Money Saver, your savings account will grow and grow!”

Found here:

Coupon Cabin:

“If you’re looking for the best deals online, you’ve come to the right place. At CouponCabin we spend our days searching consumer emails, online forums, blogs, merchant sites and even the Sunday newspaper looking for those elusive coupon codes online retailers release to their “special customers”. We monitor discounts for more than 2,000 online stores, sort through 3,000 weekly e-mails and update our directory three times a day so that you too can take advantage of these great online savings.

To get our findings delivered to your inbox, sign up for CouponCabin’s weekly newsletter. Sent every Monday, our e-mail is packed with our very best coupons and deals for the week. To receive this publication, simply enter your e-mail address in the box at the top right of this page.”

Found here.


This cool app allows you to track your budget and finances with the tap of a finger and while you’re on the go and away from your computer.

There are so many more cool apps out there that I didn’t mention, and more coming out each day. I hope you enjoyed this post!

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8 Comment

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  4. welcome to the dark side my friend.. Great App overview and congrats on the PFB site!

    Now, all you gotta do is learn how to use it…

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  7. Refael says:

    How about PageOnce? i think it should be the 14th app

  8. FinanceDad says:

    Nice App, I’ll add it to my list.

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