BEFORE YOU BUY Browse without a salesman first. Get an idea for what you want. Do you want a small car, an SUV, a truck? Two rows, three rows? Automatic, manual? What special features do you want? Knowing what you want is the first step to finding the car you need. Go to a few […]
Just graduated college, up to eyeballs in debt – Here’s some help for you
Example: “Just graduated with $50k in debt and will be starting a $60k job in 3 weeks, where do I begin?” Here are a few guidelines I’m hoping will help 90% of the recent grads – Live frugally. Spend as little as possible. You owe a lot of money to something, act like it. If […]
How wealthy people act
I am an architect that focuses on residential design. I have a unique group of clients that all have one thing in common: they started tech/internet companies in the last ten years, and are all very, very wealthy. I have become good friends with most of them, and some have shared their success stories with […]
How to avoid scams from people acting like banks, credit card companies
I just got a call from someone claiming to work at my bank, She was offering to send me a new credit card with a great reward program but before she could run my credit, she wanted to know my mother’s maiden name. She was taken aback when I asked her to first verify specific […]
What Homebuyers Should Know Before Locking a Loan
Buying a home is a complicated, time consuming and sometimes confusing undertaking. Because loan applications take an average of 20-45 days to process, locking a loan is an important step to safeguard the borrower from constantly changing interest rates. A lock secures a specific interest rate and points on a mortgage for an agreed upon […]